Definition of initial reserve. Meaning of initial reserve. Synonyms of initial reserve

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Definition of initial reserve

initial reserve
Reserve Re*serve", n. 1. (Finance) (a) That part of the assets of a bank or other financial institution specially kept in cash in a more or less liquid form as a reasonable provision for meeting all demands which may be made upon it; specif.: (b) (Banking) Usually, the uninvested cash kept on hand for this purpose, called the real reserve. In Great Britain the ultimate real reserve is the gold kept on hand in the Bank of England, largely represented by the notes in hand in its own banking department; and any balance which a bank has with the Bank of England is a part of its reserve. In the United States the reserve of a national bank consists of the amount of lawful money it holds on hand against deposits, which is required by law to be not less than 15 per cent (--U. S. Rev. Stat. secs. 5191, 5192), three fifths of which the banks not in a reserve city (which see) may keep deposited as balances in national banks that are in reserve cities (--U. S. Rev. Stat. sec. 5192). (c) (Life Insurance) The amount of funds or assets necessary for a company to have at any given time to enable it, with interest and premiums paid as they shall accure, to meet all claims on the insurance then in force as they would mature according to the particular mortality table accepted. The reserve is always reckoned as a liability, and is calculated on net premiums. It is theoretically the difference between the present value of the total insurance and the present value of the future premiums on the insurance. The reserve, being an amount for which another company could, theoretically, afford to take over the insurance, is sometimes called the reinsurance fund or the self-insurance fund. For the first year upon any policy the net premium is called the initial reserve, and the balance left at the end of the year including interest is the terminal reserve. For subsequent years the initial reserve is the net premium, if any, plus the terminal reserve of the previous year. The portion of the reserve to be absorbed from the initial reserve in any year in payment of losses is sometimes called the insurance reserve, and the terminal reserve is then called the investment reserve. 2. In exhibitions, a distinction which indicates that the recipient will get a prize if another should be disqualified. 3. (Calico Printing) A resist. 4. A preparation used on an object being electroplated to fix the limits of the deposit. 5. See Army organization, above.

Meaning of initial reserve from wikipedia

- March 2025. The reserve has provoked mixed reactions, from some economists criticizing the idea, to governments of several states initializing similar projects...
- as tiger reserves. By the late 1980s, the initial nine reserves covering an area of 9,115 km2 (3,519 sq mi) had been increased to 15 reserves covering...
- sources do not acknowledge this usage, reserving the term acronym only for forms pronounced as a word, and using initialism or abbreviation for those that are...
- The United States Army Reserve (USAR) is a reserve force of the United States Army. Together, the Army Reserve and the Army National Guard constitute...
- The 108th Training Command (Initial Entry Training) is a United States Army Reserve unit headquartered in Charlotte, North Carolina. At its activation...
- company, an initial reserve for ****ure claims liabilities is set aside immediately, in year one. Any deterioration in that initial reserve in subsequent...
- The United States Navy Reserve (USNR), known as the United States Naval Reserve from 1915 to 2004, is the Reserve Component (RC) of the United States Navy...
- through the youth system, ****jsen made his senior debut for Juventus's reserve team Juventus Next Gen in January 2023. He made his Serie A debut with...
- Command (ARITC). Initial Training Group (ITG) is responsible for all British Army Phase One Basic Training, both Regular and Reserve, except Regular Standard...
- Reserve Bank of India, abbreviated as RBI, is the central bank of the Republic of India, and regulatory body responsible for regulation of the Indian...