Definition of initial reserve. Meaning of initial reserve. Synonyms of initial reserve

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Definition of initial reserve

initial reserve
Reserve Re*serve", n. 1. (Finance) (a) That part of the assets of a bank or other financial institution specially kept in cash in a more or less liquid form as a reasonable provision for meeting all demands which may be made upon it; specif.: (b) (Banking) Usually, the uninvested cash kept on hand for this purpose, called the real reserve. In Great Britain the ultimate real reserve is the gold kept on hand in the Bank of England, largely represented by the notes in hand in its own banking department; and any balance which a bank has with the Bank of England is a part of its reserve. In the United States the reserve of a national bank consists of the amount of lawful money it holds on hand against deposits, which is required by law to be not less than 15 per cent (--U. S. Rev. Stat. secs. 5191, 5192), three fifths of which the banks not in a reserve city (which see) may keep deposited as balances in national banks that are in reserve cities (--U. S. Rev. Stat. sec. 5192). (c) (Life Insurance) The amount of funds or assets necessary for a company to have at any given time to enable it, with interest and premiums paid as they shall accure, to meet all claims on the insurance then in force as they would mature according to the particular mortality table accepted. The reserve is always reckoned as a liability, and is calculated on net premiums. It is theoretically the difference between the present value of the total insurance and the present value of the future premiums on the insurance. The reserve, being an amount for which another company could, theoretically, afford to take over the insurance, is sometimes called the reinsurance fund or the self-insurance fund. For the first year upon any policy the net premium is called the initial reserve, and the balance left at the end of the year including interest is the terminal reserve. For subsequent years the initial reserve is the net premium, if any, plus the terminal reserve of the previous year. The portion of the reserve to be absorbed from the initial reserve in any year in payment of losses is sometimes called the insurance reserve, and the terminal reserve is then called the investment reserve. 2. In exhibitions, a distinction which indicates that the recipient will get a prize if another should be disqualified. 3. (Calico Printing) A resist. 4. A preparation used on an object being electroplated to fix the limits of the deposit. 5. See Army organization, above.

Meaning of initial reserve from wikipedia

- March 2025. The reserve has provoked mixed reactions, from some economists criticizing the idea, to governments of several states initializing similar projects...
- Governors of the Federal Reserve System, commonly known as the Federal Reserve Board, is the main governing body of the Federal Reserve System. It is charged...
- as tiger reserves. By the late 1980s, the initial nine reserves covering an area of 9,115 km2 (3,519 sq mi) had been increased to 15 reserves covering...
- The United States Army Reserve (USAR) is a reserve force of the United States Army. Together, the Army Reserve and the Army National Guard constitute...
- Active sites in 2010 Long Moor: 725 kton initial reserve Lodge House (Derbyshire): 1Mton initial reserve; further 800 kton awaiting planning approval...
- Foreign exchange reserves (also called forex reserves or FX reserves) are cash and other reserve ****ets such as gold and silver held by a central bank...
- The 108th Training Command (Initial Entry Training) is a United States Army Reserve unit headquartered in Charlotte, North Carolina. At its activation...
- The United States Navy Reserve (USNR), known as the United States Naval Reserve from 1915 to 2004, is the Reserve Component (RC) of the United States Navy...
- company, an initial reserve for ****ure claims liabilities is set aside immediately, in year one. Any deterioration in that initial reserve in subsequent...
- sources do not acknowledge this usage, reserving the term acronym only for forms pronounced as a word, and using initialism or abbreviation for those that are...